Claim not covered under policy wording
After Cyclone Gabrielle, Willow’s business relocated their heavy machinery between skid sites. Willow claimed against her business’s insurance for the cost of the relocation, but the insurer declined the claim.
Topic: Business insurance
Why am I paying Body Corporate insurance, if it doesn’t cover me?
Franklin’s Body Corporate held a statutory liability policy with an insurer, but when Franklin tried to claim against that policy for his legal costs, the insurer declined his claim.
Late notification of a claim
Jiya submitted her insurance claim over 11 months after the damage occurred, so the insurer declined to pay out the full claim
Claiming insurance on property? Proving ownership is vital
Rob thought the insurer should pay his full claim when tools were stolen from a work site.
Insurance broker gave wrong information to the client
A broker gave their client incorrect information, and the client did not believe the broker’s offer of compensation was adequate
I made a claim, and now my insurer has given away my property?!
Himani’s successful insurance claim included new custom cabinetry. Himani complained that the insurer had given the cabinetry away to her landlord without her permission, and she wanted to be compensated.
Business affected by a cyclone
Minimising damage might affect your ability to claim.
For a rainy day
The insurer declined a Body Corporate’s insurance claim for flood damage. Spencer complained on behalf of the Body Corporate.
Insured’s responsibility to take reasonable precaution
Insurer declined a dealership’s claim for the cost of a stolen vehicle.
A grey area
Are sample curtains “all other property” or “stock” under an insurance policy?
