Stretching the cover available
Olive booked a two-week trip to run in the New York Marathon. Unfortunately New York was battered by Hurricane Sandy and race organisers cancelled the marathon two days before it was due to start.
Topic: Insurance
A Chesty Problem
If you cancel travel on advice from a doctor, will this mean there will be no cover under your insurance policy?
An Untimely Restructure
Cancellation of travel – What are your obligations to re-arrange your travel before you cancel your trip?
19 policies taken out over 16 years – FSCL investigates the ability of a person with an intellectual disability to enter into contracts of insurance
Brian has an intellectual disability and was sold a number of insurance policies by an insurance company over a period of around 16 years. FSCL investigates whether Brian had the capacity to enter into the insurance contracts, and whether Coverit was aware of his disability.
Trouble with an eye – fit to fly?
Phillip and Phyllis arrived into New Zealand from the Philippines on 18 December 2013 to visit their son Peter and his family. On the trip to New Zealand Phillip noticed his vision was blurry. Phillip was diagnosed with retinal detachment of his right eye.
Insurance benefit falls on deaf ears
Todd experienced permanent and irreversible hearing loss after attending a loud concert. He made an insurance claim under his accident insurance policy for his hearing loss. Was he covered?
Gold does not always glisten
Julius used his gold credit card to buy an airline ticket to Australia. He was not sure of his return date so bought a one way ticket only. While in Australia he used another gold card to buy a one way ticket back to New Zealand.
How a pre-existing medical condition is defined
Jocelyn and her husband booked an overseas trip in December 2012 to take place six months later. Jocelyn arranged a travel insurance policy with All Claims Covered through her travel agent.
Are traffic convictions and traffic infringements the same thing?
Kelvin accidentally hit a wandering cow while driving home late one night. Kelvin’s car was written off in this accident, but the insurance company declined Kelvin’s claim for the cost of the car.
A death in Bali
Can your travel insurance claim be declined for failing to hold the overseas country’s drivers’ licence?
