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Accidental death claim declined

Sinead’s insurance policy covered her for an injury that was the sole cause of death. While her injury was a factor, it was not the sole cause of death and not covered by the policy.

Tour cancelled due to conflict

The insurer declined Sarah’s travel insurance claim because her travel insurance policy excluded claims arising from war.

Unnecessary insurance?

While the insured complained his insurance adviser had wrongly advised him to have two income policies, the adviser had good reason for their advice.

Agreed value or market value?

Martin thought his car was insured for agreed value but was surprised to find the car was insured for market value.

You are not the client

What happens if you have not received a financial service from the financial service provider you are complaining about? Can FSCL help?

Promises, promises

For months a financial adviser led clients to believe he was arranging finance when he had done nothing, leaving them stressed and disappointed.

Underinsured when a cyclone struck

Hamish ignored correspondence from his insurance broker about updating his insurance cover, leaving him underinsured when a cyclone struck.