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The valuation is too low

Amiri disagreed with the insurer’s valuation of his trailer, so he obtained his own valuations. However, the insurer declined to increase their offer.

Truck driver loses load

Oliver’s truck fell off the road causing damage to his truck and load. Oliver’s boss’s insurer declined to pay for the lost load saying that Oliver had been reckless.

Not quite tight

The insurer applied a policy exclusion to decline Izzy’s insurance claim for damage to an excavator. Izzy said she never would have used the excavator if she had thought it might fail.