Topic: Business Interruption Insurance

When an insurance claim can’t be settled because of the move to the level 4 COVID-19 lockdown in 2020, the insured suffers loss of rent.

Veronica’s bathroom floor had been ruined by water damage. But Veronica’s insurer refused to pay for her repairs because the damage was not “hidden”. Can Veronica claim a reasonable portion of her costs from the insurer?

Zhang’s business made a mistake when setting up some expensive machinery for their client which resulted in over $20,000 worth of damage. Zhang had two policies for his business, but both had amendments which limited his cover.

Loss for Covid-19, a notifiable infectious disease, not covered by the policy

When a cleaner damages a client’s wooden floor and their insurance claim is declined, they complain to FSCL.

Andrew’s business was adversely affected by delayed roadworks – was this loss covered by his business interruption cover?

Bridget’s legal costs were not covered by her insurance policy, but should her insurer have to compensate her anyway?

What happens when you can’t immediately find the source of leaking water, and the water goes on to cause further damage?

Arthur’s insurance claim for contaminated meat products is declined due to the products failing to meet the overseas export standards.