Claim not covered under policy wording
After Cyclone Gabrielle, Willow’s business relocated their heavy machinery between skid sites. Willow claimed against her business’s insurance for the cost of the relocation, but the insurer declined the claim.
Topic: Insurance
Why am I paying Body Corporate insurance, if it doesn’t cover me?
Franklin’s Body Corporate held a statutory liability policy with an insurer, but when Franklin tried to claim against that policy for his legal costs, the insurer declined his claim.
Late notification of a claim
Jiya submitted her insurance claim over 11 months after the damage occurred, so the insurer declined to pay out the full claim
Non-disclosure = uninsured
Adrian did not fully disclose his car’s condition when he arranged insurance, so the insurer cancelled his cover.
Teenage son crashes car: What do you mean I don’t have insurance
Kahukura thought her car was insured for young drivers– until her teenage son was involved in a crash
Goods stolen, but no insurance cover in place
Jonathan and Jacquie believed they had instructed their adviser to put contents cover in place but the adviser had no record of this.
Claiming insurance on property? Proving ownership is vital
Rob thought the insurer should pay his full claim when tools were stolen from a work site.
My sister died from cancer. I wanted insurance cover, in case it happened to me too
Madeline complained that her insurance adviser misled her about her trauma policy cover and gave poor advice.
The importance of being earnest: Why employee honesty is the best policy
Russell’s employee made false statements, so the insurer declined his insurance claim.
Insurance broker gave wrong information to the client
A broker gave their client incorrect information, and the client did not believe the broker’s offer of compensation was adequate
