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The real cost of keeping quiet

You file a claim under your professional indemnity policy with your insurer for costs of appearing before a disciplinary tribunal. Your insurer investigates your claim and finds you had appeared before the same tribunal 3 years prior on a similar matter but you had not disclosed this to your insurer. Although you try to explain the situation, your insurer not only declines your claim but cancels your insurance and avoids the policy for the last 3 years. Can they do this?