Bopha fell from a stationary ambulance and suffered an injury which left her unable to work as a paramedic. She had $100,000 cover for total, permanent disablement, but her insurer told her that her injury did not amount to total disablement, and that she was only entitled to $5,000. Could this be right?
Nancy paid $122,000 in premiums over 14 years for her and her 4 family members. Nancy complains to FSCL that her family has been oversold policies by her insurer.
Ben’s claim for a total disability benefit under his insurance is declined due to him not reaching the threshold of “totally disabled”.
Douglas suffered significant damage to his spine. He made a claim under his Total Permanent Disability insurance policy. Douglas’s insurance company denied his claim because his injuries fell outside of the policy’s scope.