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Run-off cover too expensive

Andrew said his insurance adviser should have done more to negotiate better professional indemnity and run-off insurance cover.

But you told me to!

Leilani’s car was damaged in a flood. She said that her broker told her to get it repaired, but then her insurer decided to write off the car.

Compensation for a lapsed policy

Róisín did not have contents insurance in place due to an error by her adviser. The adviser offered to compensate her for the present value of the electric bicycle that had been stolen, but Róisín wanted compensation for the cost of replacing the bicycle.

Gap in consumer protection

When Chan claimed against an insurance policy, he discovered that the insurer was not a member of a dispute resolution service.