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Mortgagee sale last resort

When Christina’s circumstances changed, making repaying a loan impossible, the finance company was given no option but to apply to the court for substituted service to allow them to sell the property

Loan refunds lead to overdue loan

What happens if you cannot understand why you still owe money on a loan account when you believed the loan should have been repaid years earlier

Clawbacks and clarity

After refinancing his home loan, Youness received a $2,500 invoice from his old mortgage adviser, and he was told that he had incurred a clawback fee by repaying his original loan within 2 years. Was this fair?

Just give me one more month to pay?

Lincoln’s home loan was due to expire, and he needed to find a new lender/mortgagee to refinance the balance. For almost a year, Lincoln kept promising his lender the refinance was about to happen. Eventually, Lincoln’s lender commenced the mortgagee sale process because the balance remained unpaid.

Mortgagee Mistakes

Did the mistakes in a Property Law Act notice change the course of history? If the notice had been correct, could Lee and Brian have kept their house?

Lending outside the law?

Lending to a family trust is not covered by the responsible lending obligations of the Credit Contracts and Consumer Finance Act.

No draw down

Farid’s broker presented him with a loan offer, and Farid didn’t draw down the loan. Farid disputed paying the broker’s $3,000 fee.

Interested in interest?

What happens when the loan agreement does not reflect what you told your financial adviser you wanted?