Topic: Motor Vehicle Insurance

Nina says she was told by a sales agent and her insurance company’s call centre that her vehicle insurance would cover her hybrid vehicle battery. Her insurance company did not agree there had been a misrepresentation and declined her claim under an exclusion clause excluding cover for batteries.

Kelvin accidentally hit a wandering cow while driving home late one night. Kelvin’s car was written off in this accident, but the insurance company declined Kelvin’s claim for the cost of the car.