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Borrower unable to get an account statement.

A debt collection agency would not give Benjamin an account statement showing payments they had received from him. Was the lender responsible for getting a statement for Benjamin from the collection agency?

Credit card confusion

A misunderstanding about the meaning of the word ‘credit’ led to confusion about a debt owed

Don’t cancel my credit cards!

When Laaka’s income reduced due to Covid, she struggled paying her credit cards. Was the card issuer right to cancel her cards without telling her?

Can I get the money back? 

Holly’s card was stolen and most of the preloaded balance was used. Holly wanted the company that managed the card to reimburse the transactions she had not authorised.

Where’s my money?

Kaveeta tried to send money to India, but received an email saying the transaction was not successful. Kaveeta could see the debit on her bank statement. What had happened to her money?

Fraudulent transactions refunded

An investigation into fraudulent transactions identified a change in financial circumstances allowing the lender to make enquiries into the ongoing affordability of a credit card limit